Posts Tagged ‘direct medical services’

This Vlog offers in less than 900 words, a free market, cost effective,  U.S. Health Care solution without fascist government waste, that takes care of the uninsured without Federal control of our lives and without destroying U.S. Healthcare.  Obamacare is currently in the process of destroying our entire actuarial system, insurance provider system and health care services as we have known it.  A little common sense might go a long way.



This video blog discusses the Communist medical coup, Obamacare and offers a five point, free market prescription to replace it with after REPEAL;  an actual American solution rather than a European style con job dumping our freedom into the Federal toilet.

Here, in a blog shell, is the 1600 Watch Common Sense Health Care Proposal in less than 800 words.

1.  Allow all health insurance providers to sell health insurance plans across state lines to all individuals.  Let employers opt out of the employer provided insurance nightmare, dump the group concept and establish a single countrywide group of 313,000,000 people.  This will end government protected INTRAstate health insurance monopolies and will foster competition.

2.  Promote the establishment of private, free market, individual, named HEALTH CARE SAVINGS ACCOUNTS for all people in all states and educate young people as to the benefit of making small annual contributions toward their more elderly expenses each year.

3. Encourage health insurance providers to offer and consumers to purchase plans that do not include coverage for everyday primary care (family) medicine.

4.  Encourage health insurance providers to offer and consumers to purchase catastrophic health insurance coverage for the big stuff, for specialists and for expensive lab work.  By eliminating or at least reducing provider liability for small stuff, reasonable premiums will be more able to cover the big stuff.

5.  Encourage Doctors and clinics to offer direct pay services (concierge services) to their patients on a monthly fee (retainer) basis for all day to day primary care services with only a small office visit fee per visit.  (The office visit should not be free so as to discourage overwhelming clinics with trivial concerns.)  This monthly fee can include an additional opt-in or voluntary monthly contribution to assist Doctors and clinics in providing services to those who simply cannot afford to pay.

Note that existing direct service medical plans in Tennessee and other states, including pharmacies are already being successfully offered around the country at fees ranging from $50 to $200 per month.  Prescriptions typically costing as much as $250 can and are being offered for less than $15 through these same private plans.  Go figure.

6.  Establish a Medicaid style Federal  health insurance coverage fund to be administered through each state.  This Federal fund would provide as much as $400 per month toward premiums to each of the 15,000,000 or so persons who would like health insurance coverage and cannot get it; and can also cover the high risk pool.  Obviously, our concept does not include illegal aliens.  This fund would cost tax payers approximately $72 billion annually – $720 billion over ten years – and solves the access-cost dilemma for the less fortunate.  It’s an expensive socialist solution, but there may be no way around that at this point with 10,000 persons per day turning 65 years of age in the U.S. and realizing that more than 90% of all health care costs are typically incurred in the final decade of life.

7.  Other than the Federal health insurance coverage fund, all Federal government involvement and intervention in health care, including Medicare and Medicaid shall be eliminated.  The Veterans Administration would still provide services and hospitals for our veterans under its own program, but obviously this program should be contracted out to more cost effective private medical service providers along with actually providing adequate funding for our military medical services.

There you have it on one page.  Real solutions do not require 2,700 pages of law creating nearly 160 new Federal agencies, backed up by nearly 30,000 pages of regulatory insider crony spaghetti.

Political Comment:
Allow private free markets and consumers to deal with pre-existing conditions and caps for terminal illness and radical hospitalization expenses.  An actual free market will quickly sort it out through honest competition for consumers who provide the revenue stream for business success anyway.

Proponents of universal single payer government controlled health care insist that private free markets have failed the health care consumer in the United States. We ought take note of the fact that as established by 2011 CMS data, 36% of all U.S. health care costs are carried directly by government through Medicare and Medicaid.  53% of U.S. health care costs are borne through private health insurance and are under the central planning control of the Federal government established intrastate monopolies; or as some might call it – government protected PRICE FIXING.

In other words, 36% plus 53%, which totals 89% of all U.S. health care costs in 2011 involved Federal government control either directly or indirectly.  Only a seriously retarded victim of public school conditioning, robbed of their once bright future can call this a free market with a straight face.  THE UNITED STATES DOES NOT HAVE FREE MARKETS IN HEALTH CARE INSURANCE IN 2013.  PERIOD.  DON’T LET ANYONE TELL YOU OTHERWISE.

Federal government intervention is the DIRECT cause of MOST cost and access problems in American health care.  More government intervention will worsen the problem.  Private free markets have always been and will always be the correct, most competitive, most cost effective solution.  Please don’t swallow the thought conditioned delusion of academic simpletons who live apart from and without accountability to the real world we must live in.

Is it not hilarious listening to Marxist Democrats and Establishment Right RINO’s, both pawns of the Elite Oligarchy, righteously declaring fidelity to The Law of the Land?  I bounce back and forth like an emotional steel ball in a 1950’s pin ball machine between the induced coma pin and the elevated heart rate pin.  You cannot make this stuff up and our Globalist Presscorpse just keeps on reiterating it.

Let’s take a quick look at this Law of the Land shall we.

First of all, U.S. Senate rules, though not particularly specific on this subject, at least imply that the Reconciliation Process cannot be implemented for the purpose of passing legislation that is not budget neutral.  In short, this results from passage of the Congressional Budget and Impoundment Control Act of 1974 and the Byrd Rule, which is frequently adopted with various pieces of legislation to insure proper debate and consideration.  Reconciliation omits the 3/5’s vote requirement and allows passage of a bill by a simple majority.  I haven’t often agreed with the late Senator Byrd of Virginia, but on this one I have.

In any event, the disingenuous Democrat charade of juxtaposing ten years of revenue against six years of ACA expense and deeming that pile of horse poop budget neutral is how the closet Commies slipped the Unaffordable Affordable Care Act through the Reconciliation process in violation (my opinion) of their own Senate Rules.  This is not legitimate.

Secondly, the Supreme Court, incorrectly in my view, but none-the-less found the PPACA to be a tax.  That finding means that the Patient Protection and Affordable Care Act (PPACA), aka Obamacare is a REVENUE BILL.  Article 1, Section 7, Paragraph 1 of the U.S. Constitution states: “All Bills for raising Revenue shall originate in the House of Representatives; but the Senate may propose or concur with Amendments as on other Bills”.

Regardless of Comrade Harry Reid’s duplicitous slight of hand attempting to make PPACA appear to have originated in the House – PPACA clearly originated in the Senate as an attachment to a non-related Bill. Since PPACA is now found by our Supreme Court to be a REVENUE BILL, it is not legitimate law as it Unconstitutionally originated in the U.S. Senate; not in the People’s House as the Founders intended.

Thirdly, the current form of PPACA as touted by Marxist Democrats to be The Law of the Land IS NOT the PPACA legislation that was illegitimately passed using the Reconciliation Process.  The Obama Administration has made Administrative modifications (some say as many as thirty modifications – I don’t know the number) at least some of which may be considered NOT in fact, Administrative – but Legislative in nature, which is an illegal usurpation of legislative authority and seriously undermines our system of checks and balances.

The Obama Administration has also unilaterally granted waivers, exemptions and subsidies to various parties, which is at a minimum, grossly unfair, discriminatory and corrupt.  This third point is simply that the version of Obamacare now proposed for enactment and funding – is not the PPACA illegally deemed passed by corrupt Harry Reid’s Senate.  This corrupted version is, in fact, not the Law of the Land as passed by elected Representatives.  The Obama Administration has in fact, Administratively modified a bill supposedly intended to promote enhanced access to health insurance coverage;  and morphed it into a government controlled health services delivery system.  This is in no rational or legal manner legitimate.

Fourth and for now last, though sadly, not a serious issue for many Americans is the fact that PPACA was signed into law by a so-called President who has so far produced at least two different birth certificates and therefore, in my opinion has not demonstrated compliance with Article 2, Section 1, Paragraph 5 of the U.S. Constitution stating: “No person except a natural born Citizen, or a Citizen of the United States, at the time of the Adoption of this Constitution, shall be eligible to the Office of  President…”.  To some this is a trivial or even non-issue; but given Barack Hussein Obama’s penchant for consistently supporting policy damaging to these United States and more specifically, his demonstrated disregard for the Constitution he has sworn to protect and defend;  I believe this to be a serious matter and would like to see just one legitimate, confirmed birth certificate for this person of dubious origin.  I doubt that any American citizen reading this post has two or more birth certificates.  How is it that Al-Barack does and no one seems to care in spite of the untold damage to America now being openly perpetrated?

It strains my credulity that Democrats claim a complete government take-over of 16% of our economy is insignificant;  but failure to fund this same suicidal albatross is catastrophic for the nation.  Which is it?  Blatant lies both ways and the Presscorpse just keeps on keepin’ on.

It is now patently obvious that PPACA is focused on data mining and control of citizens even to the extent of legalizing direct IRS access to our personal bank accounts.  PPACA is not and never has been about improving health care access for American citizens.  This is a dangerously draconian collectivist bill and should be stopped at all costs.  If we can stop it – then what?

The cure to collectivist Obamacare and government imposed rationing under the so-called Complete Lives System is as follows:

1.  Pass one sentence legislation declaring the sale of health care insurance to be interstate commerce.  At zero cost to tax payers, this immediately dumps the government sanctioned, regulation protected health insurance monopolies being perpetrated within each state.  Nay Sayers claim the free market has failed.  You have to be in a Democrat or RINO induced coma to believe that we have free markets in health insurance.  We have Federally mandated health insurance monopolies within every state, with only the barest allusion of competition.  We will all be shocked if we could actually get our corrupt, so-called elected Representatives to aid us in obtaining an actual free, competitive market.  Just take a look at some of the VIP, concierge and direct medical services programs already being offered out there.   OMG!  The service and savings are incredible, though our Statist Presscorpse doesn’t like to talk about it.

2.  Promote medical savings accounts.

3.  Pass TORT REFORM.  Get the lawyers out of our doctor’s offices, clinics and hospitals.

4.  Get employers out of the health care business.  Employer provided health coverage is an archaic system that is no longer relevant or needed.  Leave employers alone to do what they do best.  In this modern day and age, each individual and/or family should be able to independently signup for health care insurance on any program offered anywhere by any company offering such coverage.

5.  Enroll your family in a direct services medical program – if you can find one and before your corrupt, monopoly prone government makes them illegal.  These programs along with a simple catastrophic  insurance coverage plan are working wonderfully in cities where Doc’s have creatively been offering them.  The savings and service are great.  Just imagine – you and your Doctor with no one in between.  Obamacare places 175 new government agencies, more than 20,000 pages of new regulation so far and 17,000 IRS thieves between you and your Doctor – and the devoted Statist Presscorpse calls this insanity better and cheaper.  Really?