Archive for November, 2013

Here, in a blog shell, is the 1600 Watch Common Sense Health Care Proposal in less than 800 words.

1.  Allow all health insurance providers to sell health insurance plans across state lines to all individuals.  Let employers opt out of the employer provided insurance nightmare, dump the group concept and establish a single countrywide group of 313,000,000 people.  This will end government protected INTRAstate health insurance monopolies and will foster competition.

2.  Promote the establishment of private, free market, individual, named HEALTH CARE SAVINGS ACCOUNTS for all people in all states and educate young people as to the benefit of making small annual contributions toward their more elderly expenses each year.

3. Encourage health insurance providers to offer and consumers to purchase plans that do not include coverage for everyday primary care (family) medicine.

4.  Encourage health insurance providers to offer and consumers to purchase catastrophic health insurance coverage for the big stuff, for specialists and for expensive lab work.  By eliminating or at least reducing provider liability for small stuff, reasonable premiums will be more able to cover the big stuff.

5.  Encourage Doctors and clinics to offer direct pay services (concierge services) to their patients on a monthly fee (retainer) basis for all day to day primary care services with only a small office visit fee per visit.  (The office visit should not be free so as to discourage overwhelming clinics with trivial concerns.)  This monthly fee can include an additional opt-in or voluntary monthly contribution to assist Doctors and clinics in providing services to those who simply cannot afford to pay.

Note that existing direct service medical plans in Tennessee and other states, including pharmacies are already being successfully offered around the country at fees ranging from $50 to $200 per month.  Prescriptions typically costing as much as $250 can and are being offered for less than $15 through these same private plans.  Go figure.

6.  Establish a Medicaid style Federal  health insurance coverage fund to be administered through each state.  This Federal fund would provide as much as $400 per month toward premiums to each of the 15,000,000 or so persons who would like health insurance coverage and cannot get it; and can also cover the high risk pool.  Obviously, our concept does not include illegal aliens.  This fund would cost tax payers approximately $72 billion annually – $720 billion over ten years – and solves the access-cost dilemma for the less fortunate.  It’s an expensive socialist solution, but there may be no way around that at this point with 10,000 persons per day turning 65 years of age in the U.S. and realizing that more than 90% of all health care costs are typically incurred in the final decade of life.

7.  Other than the Federal health insurance coverage fund, all Federal government involvement and intervention in health care, including Medicare and Medicaid shall be eliminated.  The Veterans Administration would still provide services and hospitals for our veterans under its own program, but obviously this program should be contracted out to more cost effective private medical service providers along with actually providing adequate funding for our military medical services.

There you have it on one page.  Real solutions do not require 2,700 pages of law creating nearly 160 new Federal agencies, backed up by nearly 30,000 pages of regulatory insider crony spaghetti.

Political Comment:
Allow private free markets and consumers to deal with pre-existing conditions and caps for terminal illness and radical hospitalization expenses.  An actual free market will quickly sort it out through honest competition for consumers who provide the revenue stream for business success anyway.

Proponents of universal single payer government controlled health care insist that private free markets have failed the health care consumer in the United States. We ought take note of the fact that as established by 2011 CMS data, 36% of all U.S. health care costs are carried directly by government through Medicare and Medicaid.  53% of U.S. health care costs are borne through private health insurance and are under the central planning control of the Federal government established intrastate monopolies; or as some might call it – government protected PRICE FIXING.

In other words, 36% plus 53%, which totals 89% of all U.S. health care costs in 2011 involved Federal government control either directly or indirectly.  Only a seriously retarded victim of public school conditioning, robbed of their once bright future can call this a free market with a straight face.  THE UNITED STATES DOES NOT HAVE FREE MARKETS IN HEALTH CARE INSURANCE IN 2013.  PERIOD.  DON’T LET ANYONE TELL YOU OTHERWISE.

Federal government intervention is the DIRECT cause of MOST cost and access problems in American health care.  More government intervention will worsen the problem.  Private free markets have always been and will always be the correct, most competitive, most cost effective solution.  Please don’t swallow the thought conditioned delusion of academic simpletons who live apart from and without accountability to the real world we must live in.

Before we launch into my accusation of alleged Supreme Judicial Malpractice, let’s examine a simple fact.  Nothing is being done to Barrack Insane Obama regarding his Marxist healthcare scheme.  He is not a victim.  The Patient Unprotected and Unaffordable Care Act, aka, Obamacide is designed to force, coerce, conscript or draft (choose your favorite verb) every American citizen into government controlled health care.  Period as Obama likes to say.  This is a Marxist coup of nearly 20% of the U.S. economy.  There is nothing accidental about more than 100 million citizens eventually losing their existing health care insurance, whether individual or employer provided.  The painful result we are now beginning to live is the intent of the monopolistic central planners who wrote this pernicious legislation. Period as Obama likes to repeat.

The Supreme Circus has brutally hung middle class America out to dry on the ragged, poorly tied noose of the Patient Unprotected and Unaffordable Care Act.  These disgraceful black robed poltroons ought to be tarred and feathered either for ignorant high crimes and misdemeanors, craven cowardice or both.  Forcing American citizens to purchase something, anything at all is obscenely Unconstitutional and we don’t need a Globalist conditioned Harvard or Yale grad to comprehend that.  The war of 1776 was fought over far less kingly overreach than this collectivist nonsense.

The existing, government protected  intrastate monopolies in healthcare insurance are already criminally reprehensible;  and now because of a negligent Supreme Circus, we the people get saddled with so-called State Exchanges masquerading as competition; but which  in fact, are just vehicles for tightening down existing intrastate health insurance monopolies.  What greedy insider monopoly doesn’t dream of having a corrupt government mandate forcing the purchase of its products?  Even Globalist mutant, George Soros can make money this way and the pathetic Supreme Court is openly enabling this entire criminal farce by simply ignoring it’s Constitutional responsibility to protect and defend.  The Court openly chose to ignore more than 2,000 pages of corrupt, insider written legislation that aggressively urinates on Jefferson’s historic Declaration of Independence, our Constitution and our Bill of Rights.

Antonio Gramsci, Italian Marxist maintained that Marxism would overcome the free choices and opportunities inherent in capitalism and Republican government; not through uprising of the masses, but by an incrementally adopted better idea.  Gramsci was apparently prescient, as Lenin and Trotsky have finally in death, been handed victory over American free markets by a pathetic band of Supreme Jurists so ignorant and cowardly as to be astonishing.

“PPACA is a tax”, these semi-conscious, black robed miscreants found; so the remaining 2,000 plus pages of Federal dictatorial malfeasance wasn’t even worth examining or discussing. The issue raised here isn’t the tax.  The more significant issue is court malfeasance through omission of consideration for more than 2,000 pages of  toxic legislation apparently drafted behind closed doors, by well connected outside third parties in collusion with obviously corrupt elected officials.   So much for the Third useless Branch of Government.  No checks and balances on the tyrannical  Executive Branch, nor the corrupted Legislative Branch to be found among these nine, overpaid political hacks.

I doubt these life term, judicial bench warmers missed even one single lunch considering this matter given it’s just a trivial 20% or so of the entire American economy.  What’s a few trillion dollars or so among connected insider cronies?  “The tax payers are too stupid to understand this scam anyway and the Presscorpse can be counted on to never perform its job, so hey; Where did you say us Elite Black Robes are dining for lunch?  Be sure and try that great lobster bisque today; it’s on our government expense account for sure.  The dumbed down, collectivist conditioned tax payers will pick up the tab for our negligence -again.”

Even more sadly, in these days of missing profiles in courage, it is unconscionably acceptable for corrupt politicians to openly and repeatedly lie sans any legal accountability.  It’s just Obama and the Senate lying again and he’s black so it’s all good.  Can’t say a factual word without being a hateful racist.  I can accept the stupidity of this scenario and the protection for abuse of power it provides, but let’s make note of one tiny point shall we?  In what used to be the American justice system, lying to consumers, false pricing and gross misrepresentation of products and/or services by a business entity is labeled fraud and bears potential legal consequences if caught.

Obama and his Marxist Regime chose to insert themselves; force themselves actually, along with our Federal government into private commerce, ie., the health insurance and health services industries.  In the world of private commerce there are such things as consumer protections.  It is illegal for a company to openly misrepresent its products and/or prices.  Legal types call this sort of thing FRAUD.   It may be perfectly legal, though disgusting for Obama to lie to citizens all day long as a politician, but now he has chosen, in fact demanded,  to be an active business leader in distributing private products; and as such he must be held liable for all his actions in these private markets.

Obamacare is private industry, not government; and private market fraud bears legal consequences for citizens committing the crime.  Obama and his merry Democrat henchman, in concert with the always willing Establishment Right RINO’s have lied on many fronts for more than three solid years about the facts of their healthcare insurance exchanges, the pricing of policies and how this wealth transferring debacle will work.  This appears to be outright  FRAUD within private insurance markets and there should be no way out of criminal indictment for Obama or anyone else who has actively participated in the outright lies surrounding Obamacare, which is, in fact, active real participation within and dissemination of private services.

Because the Supreme Circus has been negligent by intent or incompetence, the court has actively enabled the Obama Regime to perpetrate insurance fraud on the American people and is therefor complicit in the FRAUD; are they not?  I’m not a lawyer, but this audacious crap is and will be horrifically damaging to people’s health as government forced rationing becomes imminent.  PPACA fraud perpetrates horrendous financial damage to American families  and the lying perpetrators ought be indicted and brought before a real criminal court, not the Supreme Circus of nine political hacks who couldn’t recognize our Constitution if they tripped over it.

No honestly intelligent person, much less a Harvard educated, supposed world leader mis-speaks for more than three years regarding an issue comprising nearly 20% of the world’s largest economy.  Annual U.S. health care costs have surpassed $2.7 trillion.  This is not a family debate about changing our newspaper subscription or cable TV provider.  This is real life deception effecting real people and the real people of the United States deserve better than government perpetrated fraud, regardless of whether they understand it.

I think we can safely state that Obamacare has put one heck of a nail in the coffin of TRUTH IN ADVERTIZING and the Supremes have sprinkled their negligent holy water all over the grave.